Trademark Class36-Insurance and Financial

Monetary affairs, Insurance, financial affairs, real estate affairs. Insurance is a form of risk management mainly used to hedge against the risk of a conditional loss. Insurance is described as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, perhaps devastating loss. An insurer is a company selling the insurance, an insured buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, which is called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of practice and study.

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